noviembre 20, 2021
AgencyThe Safety Net of Renters Insurance
Flood, fire, theft and earthquake. Everyone knows that when you own your own home, you need insurance for all those disasters, but when you rent an apartment, your landlord’s insurance covers it, right? The sad fact of the matter is that when a landlord has insurance, it is usually for property damage for the physical […]
octubre 22, 2021
AgencyCommon Exclusions in Renters Insurance
Renters insurance is a must for most people who rent a condo, apartment, a home or another type of dwelling. Remember, your landlord’s insurance only protects his or her investment in the building. It does not protect your valuables from risks. You’ll appreciate having this type of policy should a fire occur or someone get […]
septiembre 15, 2021
AgencyUnderstanding Medicare Part B
The Medicare program started more than 50 years ago as a government-supported health insurance provider, and enabled millions of seniors and other Americans to receive critical medical benefits at affordable costs. Among the main components of original Medicare is Medicare Part B, which is the coverage that will help you receive the routine care that […]
septiembre 14, 2021
AgencyHow Driving Offenses Impact Your Driving Record
Getting a traffic ticket or receiving a license suspension is probably a big inconvenience, not only to your time but also to your wallet. Plus, just paying the fine and moving on with your life doesn’t mean it’s over and done with. Traffic violations might remain on your driving record for several years, and while […]
agosto 25, 2021
AgencyWhen Renting Makes More Sense than Buying
Most people dream of owning a home, and most of the time it’s a great investment if you buy when prices are low. However buying a home doesn’t have to be on your priority list, especially for young adults who are fresh out of college and starting to build their career. If you’re debating between buying and renting, here […]
julio 8, 2021
AgencyShopping for Auto Rates
Learning about how automobile insurance rates are determined will help you to navigate why rates vary and assist you with your auto buying decision. Factors that impact auto rates include the following: The Type of Vehicle You Drive – Both size and performance impact premium costs: Size: Larger cars tend to be less expensive to […]
junio 11, 2021
AgencyCan Non-Married Couples Share Auto Insurance
If you and your significant other have decided to move in together, then one of you will likely have to make changes to their auto policy. At minimum, you might have to update your address, or add your partner as a permissive driver on your plan. However, what happens if you want to combine your […]
mayo 27, 2021
AgencyRenters Insurance for Unmarried Couples
More than ever before, unmarried couples are choosing to live together. There are several reasons for this, including the fact that it’s cheaper for two people to live in only one residence. But can unmarried couples be covered under a single renters insurance policy? In most cases, the answer is yes; however, many couples have […]
abril 22, 2021
AgencyHow Does Home Insurance Work for Electronics?
Home insurance policies cover a variety of dangers that can face both your physical home and everything in it. Along with personal belongings, you may have multiple electronics that need coverage in case of an accident. If your expensive laptop is stolen, for example, you will want to know that home insurance will cover the […]
marzo 23, 2021
AgencyYour Credit Score and Your Auto Insurance Premium
You may be aware that your insurance premium is calculated from a number of factors—such as where you live, your age, your claims history and your occupation. However, your credit score also plays a significant role in establishing the cost of your premium. Keep reading to learn more about why your credit score is used […]